IGFS |Careers

Field Development Officer - Job Description Field Development Officer - Job Description

To Form New SHG's.Ensure timely disbursement the loan to the SHG.
Business Development at the field level, be in constant touch with SHG's for Expanding the Business area.
Initiate the Loan Proposals from the SHG's with the help of Field Officers.
Credit Appraisal set high standards in grading of SHG's and credit appraisal of loan proposals received from the clients.
Conduct post disbursement visits to ensure end use of credit and for prompt repayment of loan instalments.
Effective monitoring of loan repayments and tracking collections
Hire / Train and motivate the Sales teams for achieving budgets.
Educate & enhance the awareness of the company's products.
Ensuring highest levels of Customer Service delivery.
Coordination between all the Sales Supports Departments.
Developing product launch strategies in the market; implementing post-launch strategies to sustain sales growth. People Management.

To Form New SHG's. Business Development at the field level, be in constant touch with SHG's for Expanding the Business area.
Initiate the Loan Proposals from the SHG's with the help of Field Officers.
Credit Appraisal set high standards in grading of SHG's and credit appraisal of loan proposals received from the clients.
Time bound processing of credit proposals including grading of the SHG's and pre disbursement visits.
Ensure timely disbursement the loan to the SHG.
Effective monitoring of loan repayments and tracking collections
Hire / Train and motivate the Sales teams for achieving budgets.
Formulating and implementation of sales and service strategies.
Coordination between all the Sales Supports Departments.
Educate & enhance the awareness of the company's products.
Ensuring highest levels of Customer Service delivery.
Developing product launch strategies in the market; implementing post-launch strategies to sustain sales growth.
People Management.

ALL GRT -GRT before loan
CS PACK - Momterpreneuer– 5 lacs per branch
• Category A OWN HOUSE- Rs. 10000 loan
• Category B Govt. employee - Rs.10000 loan
• Category C our own CL -Rs.5000 to 8000 loan
• All are weekly collection- interest free loan
CREDIT SALES : SAREES , KITCHEN ITEMS, CHINA ITEMS , TV TO MEMBER
• FOR EVERY 1 to 10
• FOR EVERY 11 to 20
• FOR EVERY 21 to 30
• FOR EVERY 31 to 40 weekly (Rs. 500/750/1000/2000/5000 interest free loan) Rs 1lac per month, per branch.
Collection. 3 center Visit per day Total per week 60 centers minimum.
GRT 16 CENTERS
ENSURE THAT ALL BMS AND FDOS ARE HAVING THEIR TWO WHEELER, OTHERWISE YOU WILL BE LIABLE.
Nominee signature (note book &DPN)
BM -certify all details are collected - After Loan
Weekly -100% collection and any dispute in collection (That is to be verified and certified by Admin team weekly)
• LOAN DISBURSEMENT BY AH & BM & AUDIT TEAM
• TARGET VS ACHIEVEMENT

BAM - Job Description BAM - Job Description

CH/ACH - Job Description CH/ACH - Job Description

Attendance Checking(for audit)
Loan document and Death claim form movement followup
To Audit centre visit properly raised in software and ticket raising done.
Approval should be given on daily.
Death claim followed and issued
Diviatons are raised in loan time get approval from CH.
Gold loan,HO petty cash,salary,TA,Water,EB and branch all expenses voucher checking
Weekly and Monthly report submited ithout fail
Admin work and Register updation
Software reporting,PQR,RIC and Loan
Yearly twise capital assets verified and report submited to HO