Field Development Officer - Job Description Field Development Officer - Job Description

  • To Form New SHG's.Ensure timely disbursement the loan to the SHG.
  • Business Development at the field level, be in constant touch with SHG's for Expanding the Business area.
  • Initiate the Loan Proposals from the SHG's with the help of Field Officers.
  • Credit Appraisal set high standards in grading of SHG's and credit appraisal of loan proposals received from the clients.
  • Conduct post disbursement visits to ensure end use of credit and for prompt repayment of loan instalments.
  • Effective monitoring of loan repayments and tracking collections
  • Hire / Train and motivate the Sales teams for achieving budgets.
  • Educate & enhance the awareness of the company's products.
  • Ensuring highest levels of Customer Service delivery.
  • Coordination between all the Sales Supports Departments.
  • Developing product launch strategies in the market; implementing post-launch strategies to sustain sales growth. People Management.

Branch Manager - Job Description Branch Manager - Job Description

  • To Form New SHG's. Business Development at the field level, be in constant touch with SHG's for Expanding the Business area.
  • Initiate the Loan Proposals from the SHG's with the help of Field Officers.
  • Credit Appraisal set high standards in grading of SHG's and credit appraisal of loan proposals received from the clients.
  • Time bound processing of credit proposals including grading of the SHG's and pre disbursement visits.
  • Ensure timely disbursement the loan to the SHG.
  • Effective monitoring of loan repayments and tracking collections
  • Hire / Train and motivate the Sales teams for achieving budgets.
  • Formulating and implementation of sales and service strategies.
  • Coordination between all the Sales Supports Departments.
  • Educate & enhance the awareness of the company's products.
  • Ensuring highest levels of Customer Service delivery.
  • Developing product launch strategies in the market; implementing post-launch strategies to sustain sales growth.
  • People Management.

Area head - Job Description Area head - Job Description

  • ALL GRT -GRT before loan
  • CS PACK - Momterpreneuer– 5 lacs per branch
    • Category A OWN HOUSE- Rs. 10000 loan
    • Category B Govt. employee - Rs.10000 loan
    • Category C our own CL -Rs.5000 to 8000 loan
    • All are weekly collection- interest free loan
  • CREDIT SALES : SAREES , KITCHEN ITEMS, CHINA ITEMS , TV TO MEMBER
    • FOR EVERY 1 to 10
    • FOR EVERY 11 to 20
    • FOR EVERY 21 to 30
    • FOR EVERY 31 to 40 weekly (Rs. 500/750/1000/2000/5000 interest free loan) Rs 1lac per month, per branch.
  • Collection. 3 center Visit per day Total per week 60 centers minimum.
  • GRT 16 CENTERS
  • ENSURE THAT ALL BMS AND FDOS ARE HAVING THEIR TWO WHEELER, OTHERWISE YOU WILL BE LIABLE.
  • Nominee signature (note book &DPN)
  • BM -certify all details are collected - After Loan
  • Weekly -100% collection and any dispute in collection (That is to be verified and certified by Admin team weekly)
  • • LOAN DISBURSEMENT BY AH & BM & AUDIT TEAM
    • TARGET VS ACHIEVEMENT

Divisional head - Job Description Divisional head - Job Description

  • GRT - Strengthening-1.company objectives.
  • Members needs vs solve.
  • Future –
    • Momtrepreneur Centre visit 3 per day x 17 branch =255 Centers.
    • II MIS FROM FIELD WEEKLEY REVIEW.
    • III CREATING 10 MOMTREPRENEUR PER MONTH.
    • IV TRAINING TO BRANCHES - level 1,2,3.
    • V Branch meeting and its actionable.
    • VI Ensure all the AH-CHS AND BRANCH MANAGERS ARE HAVING THEIR OWN VEHICLE IN THEIR ALLOCATED AREAS. - IF NOT YOU WILL BE LIABLE.

BAM - Job Description BAM - Job Description

  • Cash in hand Followup
  • II nd Key maintained for branch and safe guard
  • Loan Disbursement(for that day)
  • Pre - Audit(document and house verification)
  • Death claim followed and issued
  • Effective monitoring of loan repayments and tracking collections
  • Bank Remittance
  • KYC typing,customer id and account creation,LDR preparation
  • Document verification
  • Stock Maintanance(CS AND MOM) and repoted to HO on daily basis
  • Audit the pending centres and branch.Pending followup till recovery of the loan

CH/ACH - Job Description CH/ACH - Job Description

  • Attendance Checking(for audit)
  • Loan document and Death claim form movement followup
  • To Audit centre visit properly raised in software and ticket raising done.
  • Approval should be given on daily.
  • Death claim followed and issued
  • Diviatons are raised in loan time get approval from CH.
  • Gold loan,HO petty cash,salary,TA,Water,EB and branch all expenses voucher checking
  • Weekly and Monthly report submited ithout fail
  • Admin work and Register updation
  • Software reporting,PQR,RIC and Loan
  • Yearly twise capital assets verified and report submited to HO